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      <fractions>decimal</fractions>
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      <header alignment="Center" color="#a9a9a9">&amp;[DATE] &amp;[TIME] - &amp;[FILENAME]</header>
      <footer alignment="Center" color="#a9a9a9">&amp;[PAGENUM] / &amp;[COUNT]</footer>
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    <text lang="eng">
      <p>PV = Present Value         (pv#)FV = Future Value           (fv#)i   = Interest Rate         (rate#)n   = Number of periods (nper#)CF = Variable Cash Flowm   = Compounding Period (freq#)n   = Period of interest  (per#)</p>
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    <text lang="eng">
      <p>Calculate the number of periods n a PV takes to achieve a FV at a fixed i</p>
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        <e type="operand">pv#</e>
        <e type="operand">fv#</e>
        <e type="function" preserve="true" args="3">cnper</e>
        <e type="operand">fv#</e>
        <e type="operand">pv#</e>
        <e type="operator" args="2">/</e>
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        <e type="operand">rate#</e>
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        <e type="operand">2000</e>
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      <p>Calculate the i for a PV to achieve a FV over a period n</p>
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        <e type="operand">pv#</e>
        <e type="operand">fv#</e>
        <e type="function" preserve="true" args="3">crate</e>
        <e type="operand">fv#</e>
        <e type="operand">pv#</e>
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        <e type="operand">nper#</e>
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        <e type="operator" args="2">:</e>
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      <result action="numeric">
        <e type="operand">0.0508</e>
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        <e type="operand">rate</e>
        <e type="operand">2000</e>
        <e type="operand">1000</e>
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        <e type="operand">14</e>
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        <e type="operand">rate</e>
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      <result action="numeric">
        <e type="operand">0.0508</e>
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      <p>Calculate the payment to amortize a loan PV over a period of n at i</p>
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        <e type="operand">202.0479</e>
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        <e type="operand">0.05</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">14</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">14</e>
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        <e type="operand">pmt#</e>
      </input>
      <result action="numeric">
        <e type="operand">202.0479</e>
      </result>
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      <p>Calculate FV for PV over a period n at i</p>
    </text>
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  <region id="23" left="18" top="981" width="136" height="26" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="24" left="18" top="1017" width="341" height="35" color="#000000" bgColor="#ffff80" fontSize="10">
    <math>
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="function" preserve="true" args="3">fv</e>
        <e type="operand">pv#</e>
        <e type="operand">1</e>
        <e type="operand">rate#</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">nper#</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="25" left="18" top="1062" width="337" height="40" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate FV for PV over a period n at iwhere compounding is more frequent</p>
    </text>
  </region>
  <region id="26" left="18" top="1116" width="163" height="47" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="27" left="18" top="1170" width="458" height="54" color="#000000" bgColor="#ffff80" fontSize="10">
    <math>
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">freq#</e>
        <e type="function" preserve="true" args="4">fv</e>
        <e type="operand">pv#</e>
        <e type="operand">1</e>
        <e type="operand">rate#</e>
        <e type="operand">freq#</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">nper#</e>
        <e type="operand">freq#</e>
        <e type="operator" args="2">*</e>
        <e type="bracket">(</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="28" left="18" top="1224" width="253" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="function" args="3">fv</e>
      </input>
      <result action="numeric">
        <e type="operand">3959.8632</e>
      </result>
    </math>
  </region>
  <region id="29" left="18" top="1251" width="174" height="35" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fv1</e>
        <e type="operand">2000</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">14</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="30" left="324" top="1269" width="136" height="24" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fv1</e>
      </input>
      <result action="numeric">
        <e type="operand">3959.8632</e>
      </result>
    </math>
  </region>
  <region id="31" left="18" top="1296" width="285" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">12</e>
        <e type="function" args="4">fv</e>
      </input>
      <result action="numeric">
        <e type="operand">4021.6525</e>
      </result>
    </math>
  </region>
  <region id="32" left="18" top="1323" width="201" height="52" color="#000000" bgColor="#ffffff" fontSize="10">
    <math optimize="2">
      <input>
        <e type="operand">fv2</e>
        <e type="operand">2000</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operand">12</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">14</e>
        <e type="operand">12</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="33" left="324" top="1341" width="136" height="24" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fv2</e>
      </input>
      <result action="numeric">
        <e type="operand">4021.6525</e>
      </result>
    </math>
  </region>
  <region id="34" top="1377" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="35" left="18" top="1404" width="451" height="24" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate the FV of a variable CF over a period n at i</p>
    </text>
  </region>
  <region id="36" left="18" top="1440" width="240" height="48" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="37" left="18" top="1494" width="471" height="65" color="#000000" bgColor="#ffff80" fontSize="10">
    <math>
      <input>
        <e type="operand">rate#</e>
        <e type="operand">pmt#</e>
        <e type="function" preserve="true" args="2">fvc</e>
        <e type="operand">pmt#</e>
        <e type="operand">j</e>
        <e type="function" preserve="true" args="2">el</e>
        <e type="operand">1</e>
        <e type="operand">rate#</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">pmt#</e>
        <e type="function" preserve="true" args="1">rows</e>
        <e type="operand">j</e>
        <e type="operator" args="2">-</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="bracket">(</e>
        <e type="operand">j</e>
        <e type="operand">1</e>
        <e type="operand">pmt#</e>
        <e type="function" preserve="true" args="1">rows</e>
        <e type="function" preserve="true" args="4">sum</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="38" left="18" top="1566" width="85" height="260" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">cf</e>
        <e type="operand">100</e>
        <e type="operand">200</e>
        <e type="operand">300</e>
        <e type="operand">400</e>
        <e type="operand">500</e>
        <e type="operand">600</e>
        <e type="operand">700</e>
        <e type="operand">800</e>
        <e type="operand">900</e>
        <e type="operand">1000</e>
        <e type="operand">1100</e>
        <e type="operand">1200</e>
        <e type="operand">1300</e>
        <e type="operand">1400</e>
        <e type="operand">14</e>
        <e type="operand">1</e>
        <e type="function" preserve="true" args="16">mat</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="39" left="144" top="1683" width="86" height="24" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Cash flow</p>
    </text>
  </region>
  <region id="40" left="18" top="1845" width="221" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">cf</e>
        <e type="function" args="2">fvc</e>
      </input>
      <result action="numeric">
        <e type="operand">13157.1272</e>
      </result>
    </math>
  </region>
  <region id="41" left="18" top="1890" width="244" height="63" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fvc#</e>
        <e type="operand">cf</e>
        <e type="operand">j</e>
        <e type="function" preserve="true" args="2">el</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">14</e>
        <e type="operand">j</e>
        <e type="operator" args="2">-</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="bracket">(</e>
        <e type="operand">j</e>
        <e type="operand">1</e>
        <e type="operand">14</e>
        <e type="function" preserve="true" args="4">sum</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="42" left="324" top="1908" width="152" height="24" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fvc#</e>
      </input>
      <result action="numeric">
        <e type="operand">13157.1272</e>
      </result>
    </math>
  </region>
  <region id="43" top="1962" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="44" left="18" top="1980" width="501" height="40" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate the FV of an annuity with PMT over a period n at iNote this is similar to cash flow but for constant PMT</p>
    </text>
  </region>
  <region id="45" left="18" top="2034" width="182" height="46" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="46" left="18" top="2088" width="391" height="52" color="#000000" bgColor="#ffff80" fontSize="10">
    <math>
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pmt#</e>
        <e type="function" preserve="true" args="3">fva</e>
        <e type="operand">pmt#</e>
        <e type="operand">1</e>
        <e type="operand">rate#</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">nper#</e>
        <e type="operator" args="2">^</e>
        <e type="operand">1</e>
        <e type="operator" args="2">-</e>
        <e type="operand">rate#</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="47" left="18" top="2151" width="254" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">100</e>
        <e type="function" args="3">fva</e>
      </input>
      <result action="numeric">
        <e type="operand">1959.8632</e>
      </result>
    </math>
  </region>
  <region id="48" left="18" top="2178" width="231" height="63" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fva1</e>
        <e type="operand">100</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">j</e>
        <e type="operand">1</e>
        <e type="operator" args="2">-</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">*</e>
        <e type="bracket">(</e>
        <e type="operand">j</e>
        <e type="operand">1</e>
        <e type="operand">14</e>
        <e type="function" preserve="true" args="4">sum</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="49" left="324" top="2196" width="144" height="24" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fva1</e>
      </input>
      <result action="numeric">
        <e type="operand">1959.8632</e>
      </result>
    </math>
  </region>
  <region id="50" left="18" top="2250" width="199" height="52" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fva2</e>
        <e type="operand">100</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">14</e>
        <e type="operator" args="2">^</e>
        <e type="operand">1</e>
        <e type="operator" args="2">-</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="51" left="324" top="2268" width="144" height="24" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">fva2</e>
      </input>
      <result action="numeric">
        <e type="operand">1959.8632</e>
      </result>
    </math>
  </region>
  <region id="52" top="2295" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="53" left="18" top="2322" width="328" height="24" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate PV of FV over a period n at i</p>
    </text>
  </region>
  <region id="54" left="18" top="2358" width="107" height="47" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="55" left="18" top="2412" width="313" height="52" color="#000000" bgColor="#ffff80" fontSize="10">
    <math>
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">fv#</e>
        <e type="function" preserve="true" args="3">pv</e>
        <e type="operand">fv#</e>
        <e type="operand">1</e>
        <e type="operand">rate#</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">nper#</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="56" left="18" top="2466" width="337" height="40" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate PV for FV over a period n at iwhere compounding is more frequent</p>
    </text>
  </region>
  <region id="57" left="18" top="2520" width="139" height="62" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">iVBORw0KGgoAAAANSUhEUgAAAIMAAAA2CAYAAADkmiqgAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAAAJcEhZcwAADsMAAA7DAcdvqGQAAAReSURBVHhe7Zo7cuswDEW9wezDi/ASsoJsIH361G7TpnTpzjvwe8fRzWA4IkXRivgZnBmOLYWMJeISBCAd7o4z4WJwfnExFPL19XU/HA6/7Xg8PpqOz+fzo+n44+NjGvkDx5x/fX2dztTHxfAEMv7lcpnO/PDy8jJ9+z/BkxhCGDN3viYuhieIGRqvISSYEM6FIqqNi+EJQjGwLYRoO7ACoZ/1Hq3gYihE8QDGZoXzOWdg9bNC4fh6vU5H7eBiKETu3waOYZAo1A/o8/b29vjeGi6GQjAwTWDs2Gqnn7yGHdMaLoYCMLo1MKSCQQkHwdjYoTVcDAUoKIxtCyHaRrRVtIqLoQA8AsbNDQKJEdb0r4WLYSXKDuQZcgzMmJYqjTGSYghLrloR1t2Fk2ORO+1hIpwMzyABCBnfpkcSQ0iLJVcnzqKl5gwdnlOAFMK51kquTpwsMdgUCkIxaDvooeTqxEmKQUa2sYDO2W1CWwefguNUcPX9/f3os9To5+xDUgyKF+TqbbAYwjkFlgim1ZKrEycpBhkeI9PICmIVNPppW5gTy9bo2ryVt5Co1ZQJ5O77+gFEk1Ny9W2iPaJiUNXMxgEplFFoq3D6IyoGrcxceim5OnFmra2MgWYziRR4kBYqjbfbLfuaWyLHA7PQsAlbN3OdWqzqS1NfzikpmCN/6XcCHgpBtAYGSIkUQ72/v09Hcfg/sUA9vG/+rj58fn5+Plo4TgwlBia71YATAywF1hgq5SG02iWcMLjnb1YQ+k0rAMaE48QwYmCCTqfTdNQvBOAxz2a3Bj4xMvc9ByKwfa03iY0bRgypGkhNmHRW+5rYK1aww5DaSvieitEwvhWD5obvQ3sGJjx2g7XRCpVhlsAr0De24v+SIcTAamm5/I1x11wffXOCya0ZQgx4hRa3CJBnWLPS2SpqeLruxaCy+dJkk2XUCDCX6gFzcC+M2ftdkO7FkMqbBSutxCjwbKrKb5ascsal0sy/oHsxsLfmrHii+RIxlIyxMJ7fXhvTcE97xw3di4FJS6VYoqYYaGuzA+5r722tezFQpMnJ4WuJoRSud+8nwN2LAWONKoa9f9vFYHj2hZu5vqmWwsVQABO2lRjm2NsgwsVQgIthO7oXAxF3TtrWmxi4J88mVkJauTRp7PF6RzP12HeONWLg/6q4hfjsQyr+RvFJx0twTzkp85Z0LwYm/S9TsLUVSKqGGJtPrk3HMmyuGHJT5i3pXgzKAFp51U2eQVuXPBLPGSSMHDHQZ60Qn6V7MUCNiYsRGtseSxhLMY4EvjdDiIHJrfH8fw6MaN07x/YtI9rS00jG7x0vwBBiYCW18KYTRrQrOjyWGBBH6v0LPMjeTyxhCDEAE1h7q1C2IPgukdrMImVoZR01GEYMCCGn3tA63EMNrwDDiAHYZ/d+O2hL8Ap7F5osQ4mB9LJG4LUVeIU1BbGtGUoMgGegytgbxBS1vdpwYoCaq6uUFq55SDE4Jdzv/wAC1mHGOgMnsgAAAABJRU5ErkJggg==</raw>
    </picture>
  </region>
  <region id="58" left="18" top="2592" width="422" height="69" color="#000000" bgColor="#ffff80" fontSize="10">
    <math>
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">fv#</e>
        <e type="operand">freq#</e>
        <e type="function" preserve="true" args="4">pv</e>
        <e type="operand">fv#</e>
        <e type="operand">1</e>
        <e type="operand">rate#</e>
        <e type="operand">freq#</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">nper#</e>
        <e type="operand">freq#</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="59" left="18" top="2664" width="253" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="function" args="3">pv</e>
      </input>
      <result action="numeric">
        <e type="operand">1010.1359</e>
      </result>
    </math>
  </region>
  <region id="60" left="18" top="2700" width="269" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">12</e>
        <e type="function" args="4">pv</e>
      </input>
      <result action="numeric">
        <e type="operand">994.616</e>
      </result>
    </math>
  </region>
  <region id="61" top="2745" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="62" left="18" top="2772" width="352" height="24" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate the remaining balance on a loan </p>
    </text>
  </region>
  <region id="63" left="18" top="2808" width="300" height="46" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="64" left="18" top="2862" width="743" height="28" color="#000000" bgColor="#ffff80" fontSize="10">
    <math optimize="2">
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">per#</e>
        <e type="function" preserve="true" args="4">bal</e>
        <e type="operand">rate#</e>
        <e type="operand">per#</e>
        <e type="operand">pv#</e>
        <e type="function" args="3">fv</e>
        <e type="operand">rate#</e>
        <e type="operand">per#</e>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="function" args="3">pmt</e>
        <e type="function" args="3">fva</e>
        <e type="operator" args="2">-</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="65" left="18" top="2898" width="286" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">5</e>
        <e type="function" args="4">bal</e>
      </input>
      <result action="numeric">
        <e type="operand">1436.1207</e>
      </result>
    </math>
  </region>
  <region id="66" top="2934" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="67" left="18" top="2952" width="502" height="24" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate cummulative interest paid on a loan up to period n</p>
    </text>
  </region>
  <region id="68" left="18" top="2988" width="390" height="50" color="#000000" bgColor="#ffffff">
    <picture>
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    </picture>
  </region>
  <region id="69" left="18" top="3042" width="768" height="26" color="#000000" bgColor="#ffff80" fontSize="10">
    <math optimize="2">
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">per#</e>
        <e type="function" preserve="true" args="4">cumint</e>
        <e type="operand">per#</e>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="function" args="3">pmt</e>
        <e type="operator" args="2">*</e>
        <e type="operand">pv#</e>
        <e type="operator" args="2">-</e>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">per#</e>
        <e type="function" args="4">bal</e>
        <e type="operator" args="2">+</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="70" left="18" top="3078" width="302" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">5</e>
        <e type="function" args="4">cumint</e>
      </input>
      <result action="numeric">
        <e type="operand">446.3604</e>
      </result>
    </math>
  </region>
  <region id="71" top="3114" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="72" left="18" top="3132" width="420" height="24" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Calculate the principle paid on a load at period n</p>
    </text>
  </region>
  <region id="73" left="18" top="3168" width="456" height="50" color="#000000" bgColor="#ffffff">
    <picture>
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    </picture>
  </region>
  <region id="74" left="18" top="3231" width="539" height="26" color="#000000" bgColor="#ffff80" fontSize="10">
    <math optimize="2">
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">per#</e>
        <e type="function" preserve="true" args="4">cumprn</e>
        <e type="operand">pv#</e>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">per#</e>
        <e type="function" args="4">bal</e>
        <e type="operator" args="2">-</e>
        <e type="operator" args="2">:</e>
      </input>
    </math>
  </region>
  <region id="75" left="18" top="3267" width="302" height="26" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">5</e>
        <e type="function" args="4">cumprn</e>
      </input>
      <result action="numeric">
        <e type="operand">563.8793</e>
      </result>
    </math>
  </region>
  <region id="76" left="18" top="3294" width="398" height="52" color="#000000" bgColor="#ffffff" fontSize="10">
    <math>
      <input>
        <e type="operand">2000</e>
        <e type="operand">1</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">5</e>
        <e type="operator" args="2">^</e>
        <e type="operator" args="2">-</e>
        <e type="bracket">(</e>
        <e type="operator" args="2">*</e>
        <e type="operand">pmt#</e>
        <e type="operand">1</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">+</e>
        <e type="bracket">(</e>
        <e type="operand">5</e>
        <e type="operator" args="2">^</e>
        <e type="operand">1</e>
        <e type="operator" args="2">-</e>
        <e type="operand">0.05</e>
        <e type="operator" args="2">/</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">+</e>
      </input>
      <result action="numeric">
        <e type="operand">563.8793</e>
      </result>
    </math>
  </region>
  <region id="77" top="3357" color="#000000" bgColor="#ffffff">
    <area single="true" collapsed="true" />
  </region>
  <region id="78" left="18" top="3384" width="314" height="24" border="true" color="#000000" bgColor="#ffffff" fontSize="10">
    <text lang="eng">
      <p>Amount of principle paid on payment n</p>
    </text>
  </region>
  <region id="79" left="18" top="3420" width="272" height="27" color="#000000" bgColor="#ffffff">
    <picture>
      <raw format="png" encoding="base64">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</raw>
    </picture>
  </region>
  <region id="80" left="18" top="3456" width="681" height="36" color="#000000" bgColor="#ffff80" fontSize="10">
    <math optimize="2">
      <input>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="operand">per#</e>
        <e type="function" preserve="true" args="4">prnpmt</e>
        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
        <e type="operand">pv#</e>
        <e type="function" args="3">pmt</e>
        <e type="operand">rate#</e>
        <e type="operand">pv#</e>
        <e type="operator" args="2">*</e>
        <e type="operator" args="2">-</e>
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        <e type="operand">rate#</e>
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        <e type="bracket">(</e>
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        <e type="operand">1</e>
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    <math>
      <input>
        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">5</e>
        <e type="function" args="4">prnpmt</e>
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        <e type="operand">124.0399</e>
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    <math>
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        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">4</e>
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        <e type="operand">0.05</e>
        <e type="operand">14</e>
        <e type="operand">2000</e>
        <e type="operand">5</e>
        <e type="function" args="4">bal</e>
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    <text lang="eng">
      <p>Amount of interest paid on payment n</p>
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        <e type="operand">per#</e>
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        <e type="operand">rate#</e>
        <e type="operand">nper#</e>
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